William Black, a former regulator and a guy who sent hundreds of people to jail (over the S&L scandal), talks in depth about bank fraud in America in this UCLA presentation. You’ll gain priceless, honest knowledge about our banks and the cause of their collapse in 2008.

Please watch, learn and share:

A recent CNN poll has concluded that 86% of Americans believe government is broken. You weren’t reading that incorrectly. And with all the finger-pointing that is going on in Washington and around America, we can only blame the dysfunction of party ideology and America’s lack of a constitutional government for all our troubles.

This poll serves as a wake up call — especially to those Americans that continue to straddle the fence as a Republican or Democrat. As I’ve mentioned before, both parties have created massive deficits and debts for America. Why continue contributing to the problem? Now is the time for us to unite around common sense and throw away our diehard loyalty to parties that do not represent the founding principles of America.

If Americans wish to do their part to fix all that’s broken, we must first start by firing those we’ve elected. We cannot afford to wait another election cycle.  It’s time to waltz down to Washington and peacefully remove those who took oath to respect the constitution and serve the constituents.

What will you do to help fix America?

I don’t profess to be an auto guy or anyone of influence. However, behind closed doors, I have managed to convince a multi-billion dollar corporation to switch gears and embrace new concepts. Today, the news is out that Ford is once again mulling a decision to sell Volvo. Last July, I suggested a sale to Honda, who could probably use the Volvo brand to bolster its luxury segment.

Ford: Get rid of Volvo and focus on a strategy to buy General Motors and Chrysler in bankruptcy, because Detroit doesn’t deserve a taxpayer bailout. What Detroit needs is change, which is long overdue. The city’s my hometown, so I think I’m in a great position to state the obvious. No bailout. The auto industry is as brittle and hollow like the many abandoned homes in Detroit, like this one:

Ford is the only automaker in town with almost $30 Billion worth of cash and credit at its disposal. This places the company in an incredibly powerful position to ‘throw its weight around’. It’s time for a consolidation in Detroit:

• Develop a plan to acquire the brands and assets of both General Motors and Chrysler in bankruptcy
• To gain government approval, the company MUST divest its interest in several GM and Chrysler brands, plants
• Approach congress for ‘future financial support’ in the event more capital is needed to save jobs, retool factories
• Get rid of those blood-thirsty union commitments — They’re just as much the problem as Detroit’s lack of innovation to be competitive in the global economy. Renegotiate. Get concessions
• Improve employee morale by inspiring them to feel like stakeholders (I have a creative approach to achieve this) — This means doing more than simply improving product quality

Now is the time to consider all options, because no idea is a bad idea. Sink or swim. The foreign automakers are ready to dine on your front porch.